Definition: Gross balance of the techncial account (sub-total I)

Structural business statistics

Gross balance of the technical account of the profit and loss account. 
Link to other variables:
Sub-total I is calculated as follows for non-life insurance business:
 Gross premiums earned [12 11 0 + 32 11 2 (+/-)]
+  Allocated investment return transferred from the non-technical account (32 12 0)
- Gross claims incurred [32 13 1 + 32 13 4 (+/-)]
- Gross operating expenses (32 14 0) 
+  Change in equalisation provision (32 15 0) (+/-)
+  Other items in the technical account, gross amount (32 16 0) (+/-).

Sub-total I is calculated as follows for life insurance business:
 Gross premiums earned [12 11 0 + 32 11 2 (+/-)]
+ Investment income (32 22 0)
+  Unrealised gains on investments (32 23 0) 
- Gross claims incurred [32 13 1 + 32 13 4 (+/-)]
+ Gross change in life insurance provision (32 25 0) (+/-)
- Gross operating expenses (32 14 0) 
- Investment charges (32 27 0) 
- Unrealized losses on investments (32 28 0) 
-  Allocated investment return transferred to the non-technical account (32 29 0) 
+  Other items in the technical account, gross amount (32 16 0) (+/-).
The Sub-total I (= gross balance of the technical account) is used in the calculation of the Sub-total II (= net balance of the technical account) (32 19 0).